I am wondering how the separation of church and state crowd thinks when it comes to common civil law, and “acts of God”?How can insurance companies world wide operate with out the words “act(s) if God?What do the average judge in the US define as an “act of God”.If the ten commandments are not part civil code, then what is “act(s) of God” doing in our civil codes, and how could the phrase be replaced, so that all can understand the concept of an “act of God”?An act of “Nature”, no that word originate in the pagan religions and is therefore a “religious word and concept”.What words then be substituted for “act of God” and still have the same universal meaning at law?I am not a civil lawyer, and would therefore be curious what the Juris Doctors in our group would think about this topic?